Gary Cochrane was born and raised in Kerrville, where he attended Starkey Elementary School and graduated from Tivy High School. He earned a Bachelor of Business Administration degree from The University of Texas.
After graduation, Gary returned to Kerrville and worked with his father, Earl Cochrane, in the insurance business. Gary and his wife, Vickie, have made Kerrville their home. Both of their children, Travis and Samantha, were raised in Kerrville.
Gary is a real estate broker and continues to be an active part of the Kerrville business scene. He spent five years on the Kerrville Economic Improvement Corporation, serving as chairperson for his last term. He has served on the Kerrville Board of Realtors, both as a committee chairman and as president. He has also been active in the Hill Country Walk to Emmaus and is a past president of Habitat for Humanity.